Monday, 10 November 2014

Understanding the advantages of a HDFC Bank Travel Credit Card

Travelling is done every day whether it is for business or for pleasure. But, if you are someone who spends a big chunk of your income or your allowances on travelling, you should take a look at the best HDFC travel credit card. Having a travel specific credit card gives you access to savings on the biggest expenditure on your list.
Travelling is expensive more so if it is air travel. Air travel is also the fastest and most efficient if you travel a lot for business. Using a credit card which is travel based to make your purchases is a good way to save money because you can earn miles which can be used to redeem discounts on future purchases. Frequent fliers can benefit greatly from having a travel credit card.
Now, let us look at the benefits of the best HDFC travel card.
While there are different travel benefit cards available with HDFC bank, a card that is most recommended in this category is the Superia travel premium Card. This is a travel specific credit card which gives customers access to compounded savings.
New customers:
As a new customer you can earn 1000 reward points which can be used at a later stage to get discounts on ticket purchases.
Rewards:
For a frequent air traveler, earning rewards can give many benefits in the form of savings. When you use the Superia HDFC credit card, you can earn 3 reward points on every Rs.150 spent. You can earn double the rewards when you use this card for making dining reservations.
The savings don’t stop here. If the total amount spent on the card reaches a total of Rs. 5 lac, you get an air travel voucher of Rs, 8000.
Lounge benefits:
Business travelers who travel from place to place often spend a great deal of their schedule waiting for flights. While they wait to board a direct or a connecting flight, they access lounge services. These services can be expensive generally, however, using the Superia travel HDFC credit card can help save on these services as well.
Possessing this card will give members exclusive lounge benefits in airports all across India. Also, the total savings on lounge expenses can add up to a total of Rs.8300 every year which is again a significant savings.
Fuel discounts:
A big part of business travelling is also intercity travel that involves booking cabs or using official vehicles for travel. Using the Superia HDFC bank travel credit card, the customer will get many fuel transaction discounts further expanding the savings slab.
An HDFC travel credit card offers traditional travelling expenditure savings but, in addition to that the span of savings is enlarged when the related travelling expenses are also featured as part of the plan. It is therefore, prudent to use a credit card specifically meant to extend travel benefits that covers the entire spectrum of expenses.
For a company or a corporate the same, helps save a ton of money on personnel travelling purchases.

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