HSBC Bank Low Interest Credit Cards

HSBC bank, or the HongKong and Shanghai Bank Limited, has been in the Indian banking domain for more than 150 years. Popularly known as the Mercantile Bank of India initially, this bank has gained immense popularity in various banking sectors. It has carved a niche in commercial, personal and corporate domains. The bank is also credited to have set the first ATM in the year 1987 in India. HSBC bank is also known to offer a wide variety of services in various fields such as institutional banking, asset management, trade custody, business banking and many more. 

Source: http://www.hsbc.co.in/1/PA_ES_Content_Mgmt/content/website/images/cards/plat_header1.gif

 Among the different types of products offered by the bank, credit cards are known to be the top most products in the banking domain. There are basically four types of credit cards offered by the bank which is designed to cater to the requirements of specific sectors of the society. There are several benefits of availing these cards from the HongKong and Shanghai Bank Limited. Some of these beneficial features include cash instalment plan, rewards on travel and dining, special discount offers, balance transfer facility and fuel surcharge waiver.

There are four different types of credit cards which include the Signature card, Platinum credit card from HSBC, Platinum credit card and Gold credit card. The HSBC bank low interest credit cards are issued to the customers on the basis of certain eligibility criterion. Card holders need to have a fixed monthly income and a good CIBIL credit score. Card holders should also be under the age bracket of 18 to 70 years to be eligible for credit facilities.

Some Advantages

There are many advantages of owning HSBC credit cards and some of the most important benefits include the following.

Good credit facilities: The bank offers excellent credit facilities to the customers through these cards. These cards are also offered at zero interest rates. It also offers excellent rewards and cash back offers. Today there are various websites which can be utilized to compare the different types of cards offered by the bank and choose an appropriate card.

Different types: HSBC offers variety of cards which are specifically designed for people with different levels of income and requirements. The bank also offers two add-on cards along with these cards. However, the credit limit will be divided between these cards.

Poor credit: The bank also offers credit facilities for people with poor credit. These cards are secured and often include low annual charges compared to the other cards.

Different cards include different credit plans and it is easy to find cards suited for different types of requirements. It is quite easy to avail these cards from the banks. There are websites which can be utilized to compare the features of different cards offered by the banks. The reward points and various other utilities are also explained on these websites. Apart from many attractive benefits, some cards also include cash back policies and zero interest rates. It is necessary to submit all the necessary documents to the banks to obtain these credit cards.