Citibank titanium cash back credit card offers

Citibank India is one of the most popular private sector banks operating in the country. Citibank offers a number of credit card options catering to the needs of wide sections of society. From Travel centric credit cards to fuel related card, lifestyle credit cards and shopping oriented credit cards, Citibank offers a credit card for just about each segment of the society.

Along with various rewards and offers, Citibank credit cards come with a host of added benefits like insurance benefits including smart cash and travel insurance benefits. Citibank titanium cash back credit card is one of the most popular credit cards from the house of Citibank offering various exclusive features along with the common features common with other variants of Citibank credit cards. Citibank titanium cash back credit card also offers various time centric special features making it one of the most highly sought out credit card scheme from Citibank.

Special Features of Citibank titanium cash back credit card:

Citibank titanium cash back credit card offers a host of special features for its subscribers. The interest rate offered by Citibank titanium cash back credit card is the lowest in its class at 2.5% per month. Citibank titanium cash back credit card has a specially drafted reward program allowing users to earn reward points of each and every purchase irrespective of the spending across all products and services. Weekend spending using the credit card offer for a 5 times cash reward point accumulation making the card ideal for families seeking to shop of weekends. Cash back redemption is also allowed on travel bookings. The annual fee charged for Citibank titanium cash back credit card is Rs. 500 while the card offers complimentary tickets for two persons for domestic travel.

Exclusive Features Offered by Citibank titanium cash back credit card:

Citibank titanium cash back credit card offers two multiple special features that make the card stand out amid other credit cards. It offers a wide range of cash rewards advantage allowing users to redeem rewards points for a wide range of goodies and gifts in cash and kind. Citibank titanium cash back credit card allows users the chance to earn 1 reward point for every purchase of Rs. 200 on weekdays.

The reward point for weekend purchase gets multiplied by 5 and the same quantum of money when spent over the weekends fetch 5 reward points. The reward points can be redeemed for cash back against the outstanding balance as per your credit card statement. The users have the options to choose other exciting gifts listed in the Citibank reward catalog with instant redemption and free home delivery of gifts. Furthermore Citibank titanium cash back credit card reward point redemption allows shopping discounts at various online websites including indiaplaza.com

Charges for Citibank titanium cash back credit card:

Citibank titanium cash back credit card comes with a joining fee and an annual fee to the tune of Rs. 500. The boarding interest rate charged by the card is 2.50% per month or 30% annual. The interest rate is changed periodically based on the spending, payback and individual credit card utilization pattern. Citibank titanium cash back credit card charges a cash advance fee of 2% subject to a minimum cash withdrawal of Rs 300 an US$ 7.5 in case of international ATMs. It also charges petrol transaction charges to the tune of 2.5% of the amount of the credit limit subject to a minimum of Rs. 500.